Three quick angles in argument of M4A

Business Case: as someone who has helped run a business these last ten years, insurance is an incredible load. The cost increases double digit percentages every year and some of that gets passed on to employees. Their total pay packages have increased but we can’t increase their take home as much as we’d like since we’re feeding the insurance companies for the same (or worse) coverage.

Market Case: If you look at business formation over the last 40 years, it has dropped. There are notable formations in the tech industry, but overall fewer people are becoming…